|Elder Care Information|
Strategies on Paying for Nursing Home Care and Medicaid
The decision to place your loved one into a nursing home is anextremely difficult decision, often causing much guilt for thecaregiver. It is a very emotional decision for most clients we see andmost are under a certain amount of stress, often great, when facing whatthey consider to be a drastic course of action.
I counsel ourcaregiver clients to get beyond the guilt as quickly as they can,because the situation their loved one is in is not the caregiver'sfault. And besides, the longer you remain under this stress, the lesshealthy you eat, or you eat way too much, the less you sleep, and somestart drinking (my own mother started this late at night after she gotmy dad settled in bed for the evening - not healthy to say the least).
The stress of caring for a loved one is constant and unrelenting. Itis a physical, mental and emotional grind. On numerous occasions, wehave actually had caregiver clients die before the spouse in the nursinghome. Sometimes, the caregivers die shortly after the nursing homespouse dies. The stress of being a caregiver can be deadly serious,especially for older clients who are caregivers for their spouse.
You have to recognize it and develop a plan to deal with it.
Get your children involved in developing a plan to deal with yourloved one's incapacity. And remember, plan for the absolute worst casescenario. Get to an attorney who can help you develop a plan to help youwith your particular situation. And this is especially important as soonas you detect any signs of dementia in your parent or spouse, or as soonas you begin to detect physical problems with your loved one. The sooneryou begin the plan, the better off the family will be.
NOW, HOW DO WE PAY FOR MAMA'S NURSING HOME CARE? There arereally only three ways to pay for a stay in a nursing home.
LONG TERM CARE INSURANCE (LTCI). If Mama was far-sighted enough, shemay have purchased LTCI in the past before she needed it. This would bean excellent source of funds to help defray some or all of Mama's longterm care costs. Unfortunately, very few seniors, those over age 60,have LTCI coverage.
SELF PAY. This essentially means that Mama has enough income orfinancial assets to pay her own way in the nursing home. However, manyfamilies don't have the income or the financial asset base to be able topay $4,000 to $7,500 or more a month for a bed for very long in anursing home.
MEDICAID. This is a state-administered medical benefit program whichwill pay for the cost of a nursing home stay if three tests are met,i.e., medical need, asset, and income. Medicaid is obviously aneeds-based program, funded partially by state funds, but mostly byfederal funds. Many people are under the mistaken impression thatMEDICARE, which most seniors in this country over age sixty-fiveparticipate in to one degree or another, will cover the cost of theirstay in a nursing home.
(c) Copyright 2005 P.L.Fields LLC
P.L. Fields is a Medicaid Expert and President of SeniorStrategies, a service that helps seniors save time and money. Tolearn more about the secret strategies and solutions that Medicaidlawyers charge to get clients qualified for Medicaid, while protectingtheir assets, visit: http://www.medicaidsecrets.info
Can Montana Elder Care Survive the Montana Legislature? Flathead Beacon
The financial realities of elder care & long-term care insurance Church Executive Magazine
New Jersey Man and Company Operating Nursing Homes and ... Department of Justice
GAO: CMS Nursing Home Ownership Information Lacks Transparency RevCycleIntelligence.com
Inside Japan’s long experiment in automating elder care MIT Technology Review
Eldest sibling worries about elder care The Boston Globe
When to Consider Moving to a Senior Care Facility U.S. News & World Report
Does Medicare Cover Physical Therapy? ElderLawAnswers.com
Innovative champion and cardiologist Dr. Kenneth Johnson dies at 97 Becker's Hospital Review
Capasso named Health Dimensions Group senior care executive ... McKnight's Long-Term Care News
What Is Memory Care, and What Are Its Benefits? ElderLawAnswers.com
InnovAge, Denver elder-care provider cut off by Medicare, can now accept new PACE clients - The Denver Post
InnovAge, Denver elder-care provider cut off by Medicare, can now accept new PACE clients The Denver Post
Opinion: Athena nursing homes address workforce shortage The Connecticut Mirror
Virtual reality-based therapies now covered by insurance for some ... McKnight's Senior Living
As Long-Term Care Staffing Crisis Worsens, Immigrants Can Bridge the Gaps Kaiser Health News
CMS Assessing Schizophrenia Coding, Publicly Displaying ... HealthLeaders Media
Rural nursing home workers demand better working conditions WKBW 7 News Buffalo
Flurry of Medicare Advantage regulation likely to hit nursing home ... - McKnight's Long-Term Care News
Flurry of Medicare Advantage regulation likely to hit nursing home ... McKnight's Long-Term Care News
Creating estate plans from start to finish willamette.edu
Genesis Healthcare, after years of shrinking, is adding nursing homes again in Pennsylvania - The Philadelphia Inquirer
Genesis Healthcare, after years of shrinking, is adding nursing homes again in Pennsylvania The Philadelphia Inquirer
Riverside nursing home staffer charged with stealing checks from ... Foster's Daily Democrat
Texas, Nebraska Led Nation in Nursing Home Closures in 2022 Skilled Nursing News
Bright Horizons Family Solutions Announces Date of Fourth Quarter ... InvestorsObserver
Senior care providers urge Montana lawmakers to boost Medicaid ... Montana Free Press
Glenn Youngkin | Governor.Virginia.gov Virginia Governor Ralph Northam - Proclamation
Nursing Homes Beat Siloed Care, Reduce Hospitalizations with ... Skilled Nursing News
Unexpected Medicaid increase saves 146-year-old nursing home ... McKnight's Long-Term Care News
Older LGBTQ adults face unique challenges in giving and receiving ... - American Heart Association News
Older LGBTQ adults face unique challenges in giving and receiving ... American Heart Association News
Speciality care use falls after nursing home admission: report - McKnight's Long-Term Care News
Is AI the future of elder care? The Jerusalem Post
Zimbabwean pastors flee ministry to join more lucrative care work in ... Baptist News Global
The Debate Over the Future of Witherell Greenwich Sentinel
As latest Pappas development moves forward in DeKalb, what's next ... Shaw Local News Network
Calendar for Jan. 28 Examiner Enterprise
The 10 Best Jamaican Resorts Forbes
Families will likely have to help more as caregivers Spectrum News 1
Family Council for residents of Crestpark Nursing Home to hold ... Stuttgart Daily Leader
Heather Brooks collecting items for Willard nursing home fire victims Port Clinton News Herald
Rehab benefits nursing home residents ill with COVID, study finds - - McKnight's Long-Term Care News
Rehab benefits nursing home residents ill with COVID, study finds - McKnight's Long-Term Care News
Nursing home neglect and elder abuse lawsuit claim review Top Class Actions
South Jersey nurse honored for excellence The Sun Newspapers
Insights on the Personal Artificial Intelligence and Robotics Global Market to 2028: US is Poised for Rap - Benzinga
Insights on the Personal Artificial Intelligence and Robotics Global Market to 2028: US is Poised for Rap Benzinga
Global Respiratory Monitoring and Therapeutic Devices Market Report 2022: Future Growth Potential of Respiratory Devices due to Their Rising Demand in Home Care Settings - Yahoo Finance
Global Respiratory Monitoring and Therapeutic Devices Market Report 2022: Future Growth Potential of Respiratory Devices due to Their Rising Demand in Home Care Settings Yahoo Finance
How Digital Health Technology Can Combat Elderly Abuse HIT Consultant
NY nursing homes go months without elder care oversight visit The Journal News
The role of immigrants in the market for elder care Brookings Institution
Britain’s Hard Lessons From Handing Elder Care Over to Private Equity Kaiser Health News
Trilogy Health breaks ground on elder care center in Lancaster Lancaster Eagle Gazette
Montana’s elder care system is broken Explore Big Sky
Elder Care Services in need of heater donations for the elderly WTXL ABC 27 Tallahassee News
Arizona Assisted Living: Resident Rights
According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1.
Why Everyone Over 50 Should be Training for the Senior Games
by Phil Campbell, M.S.
Just Give Them a Lot of Love and You'll be Fine
It was right about this time, 19 years ago. My wife and I were sitting in the very last Lamaze birthing class, soon to be brand new parents.
Using The Proper Wheelchair Will Make Your Everyday Life Easier
If you have an injury or a health problem that restricts your mobility, you can achieve the independence you desire with a wheelchair that's just right for you. Wheelchairs are constructed for people of every size, shape, and age, and have features designed to meet the many diverse interests of users and appropriate for the various levels of assistance required.
Respiratory Help Is Available For Seniors With COPD
As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support and Homecare Services are the Hardest HitOne Patient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients Through a Unique, Often No-Cost ProgramMore than 536,000 US senior citizens are scrambling to find new doctors or new coverage because their health plans terminated their Medicare managed-care services, according to a Nonrenewal Report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the coming year.
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
Mom Wont Participate!
Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thought she would get involved with all of the activities.
10 Tips to Keep a Family Caregiver from Losing Their Mind
Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
How To Find Affordable Senior Housing
A few years ago Miranda M. became a widow.
What Colour was Your Great-grandmothers Hair?
I've just made another Photoshop video. This one is about colour tinting (or "colorizing") an old photo.
Paying For Elder Care Just Got Easier
It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones.
Scaling Down (Almost) Painlessly
Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder who's moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.
Assisted Living Facilities - What Are They?
Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Prepare to Make Long-term Care Choices
Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.
Whos Gonna Take Care of You When Youre Old?
I finally went to the doctor this morning for my bad cold. My appointment was for 9:30 am and yet I didn't get home until after 1:00 pm.
Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers
Are your clients pleased by the fine quality service that you provide? Validating your clients' endorsement of you through Certification as a Senior Approved Service will increase your client base. Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.
Angels Are Reaching Out to the Elderly
I am reminded time after time of the profound effect Angels have on people. Recently, I have been receiving manyemails containing examples of how the Angels are reaching through the veils to assist the elderly.
When Assistance with Long Term Care Becomes Necessary
According to the Administration on Aging, it is estimated by 2030, the older population will more than double to approximately 71.5 million.
Who Wants to End Up in a Nursing Home? NO ONE!
As a long-term care consultant for seniors and their families I have visited many different types of facilities. But my favorite type of facility to visit is adult family homes.
|home | site map|
|© 2009 Asteroidsearch .com|