|Elder Care Information
Strategies on Paying for Nursing Home Care and Medicaid
The decision to place your loved one into a nursing home is anextremely difficult decision, often causing much guilt for thecaregiver. It is a very emotional decision for most clients we see andmost are under a certain amount of stress, often great, when facing whatthey consider to be a drastic course of action.
I counsel ourcaregiver clients to get beyond the guilt as quickly as they can,because the situation their loved one is in is not the caregiver'sfault. And besides, the longer you remain under this stress, the lesshealthy you eat, or you eat way too much, the less you sleep, and somestart drinking (my own mother started this late at night after she gotmy dad settled in bed for the evening - not healthy to say the least).
The stress of caring for a loved one is constant and unrelenting. Itis a physical, mental and emotional grind. On numerous occasions, wehave actually had caregiver clients die before the spouse in the nursinghome. Sometimes, the caregivers die shortly after the nursing homespouse dies. The stress of being a caregiver can be deadly serious,especially for older clients who are caregivers for their spouse.
You have to recognize it and develop a plan to deal with it.
Get your children involved in developing a plan to deal with yourloved one's incapacity. And remember, plan for the absolute worst casescenario. Get to an attorney who can help you develop a plan to help youwith your particular situation. And this is especially important as soonas you detect any signs of dementia in your parent or spouse, or as soonas you begin to detect physical problems with your loved one. The sooneryou begin the plan, the better off the family will be.
NOW, HOW DO WE PAY FOR MAMA'S NURSING HOME CARE? There arereally only three ways to pay for a stay in a nursing home.
LONG TERM CARE INSURANCE (LTCI). If Mama was far-sighted enough, shemay have purchased LTCI in the past before she needed it. This would bean excellent source of funds to help defray some or all of Mama's longterm care costs. Unfortunately, very few seniors, those over age 60,have LTCI coverage.
SELF PAY. This essentially means that Mama has enough income orfinancial assets to pay her own way in the nursing home. However, manyfamilies don't have the income or the financial asset base to be able topay $4,000 to $7,500 or more a month for a bed for very long in anursing home.
MEDICAID. This is a state-administered medical benefit program whichwill pay for the cost of a nursing home stay if three tests are met,i.e., medical need, asset, and income. Medicaid is obviously aneeds-based program, funded partially by state funds, but mostly byfederal funds. Many people are under the mistaken impression thatMEDICARE, which most seniors in this country over age sixty-fiveparticipate in to one degree or another, will cover the cost of theirstay in a nursing home.
(c) Copyright 2005 P.L.Fields LLC
P.L. Fields is a Medicaid Expert and President of SeniorStrategies, a service that helps seniors save time and money. Tolearn more about the secret strategies and solutions that Medicaidlawyers charge to get clients qualified for Medicaid, while protectingtheir assets, visit: http://www.medicaidsecrets.info
The Best Smart Home Devices to Help Aging in Place The New York Times
Long-Term Care, Retirement Home and Elder Care Lodge Resources - Haliburton, Kawartha, Pine Ridge District Health Unit
Long-Term Care, Retirement Home and Elder Care Lodge Resources Haliburton, Kawartha, Pine Ridge District Health Unit
CTV National News: Raising the alarm on elder care CTV News Barrie
With dementia rates projected to rise, northerners call for better elder care in Nunavut - Nunatsiaq News
With dementia rates projected to rise, northerners call for better elder care in Nunavut Nunatsiaq News
Elder care lodge gets $2.9M from feds The Brandon Sun
Winnipeg's home-style elder care cottages – Winnipeg Free Press Winnipeg Free Press
CT lawmakers unveil bill overhauling aspects of elder care sector The Connecticut Mirror
When my parents went into aged care, I helped clear out my childhood home – and realised I need to live lighter - The Guardian
When my parents went into aged care, I helped clear out my childhood home – and realised I need to live lighter The Guardian
Transforming Senior Care: ConsidraCare Is Creating A New Structure Of Care For Canada's Aging Population - Forbes
Transforming Senior Care: ConsidraCare Is Creating A New Structure Of Care For Canada's Aging Population Forbes
How the New Independent Contractor Rule Could Impact the Senior Care Gig Economy - i Advance Senior Care
How the New Independent Contractor Rule Could Impact the Senior Care Gig Economy i Advance Senior Care
A fire, two deaths and the business of elder care in India Al Jazeera English
Triad Eye Institute to hold a senior eye screening at Elder Care Examiner Enterprise
Creating 'centres of excellence' will help improve senior care in hospitals, says health minister - CBC.ca
Creating 'centres of excellence' will help improve senior care in hospitals, says health minister CBC.ca
Ontario Breaks Ground on Long-Term Care Home in First Nation Community Government of Ontario News
MLAs still fighting for Elder care closer to home Nunavut News
Perley Health Foundation reaches $10M goal to transform elder care – Ottawa Business Journal - Ottawa Business Journal
Perley Health Foundation reaches $10M goal to transform elder care – Ottawa Business Journal Ottawa Business Journal
A novel elderly care robot could soon provide personal assistance, enhancing seniors' quality of life - Tech Xplore
A novel elderly care robot could soon provide personal assistance, enhancing seniors' quality of life Tech Xplore
Highest quality in residential elder care homes without profit incentives Göteborgs universitet
Frailty Coordinator Lauren Jefferson supports seniors in their health care journey - Nova Scotia Health Authority
Frailty Coordinator Lauren Jefferson supports seniors in their health care journey Nova Scotia Health Authority
Senior hospitalized with multiple infections suffered neglect in care home, children allege - CBC.ca
Long-Term Care Homes Vancouver Coastal Health
Narrative is changing about senior care industry: Tara Singh Vachani Business Standard
Facing Financial Ruin as Costs Soar for Elder Care The New York Times
Connecting Ontarians to The Tools They Need to Stay Healthy This Respiratory Illness Season | Ontario Newsroom - Government of Ontario News
Connecting Ontarians to The Tools They Need to Stay Healthy This Respiratory Illness Season | Ontario Newsroom Government of Ontario News
B.C. Seniors Advocate in Courtenay for presentation on elder care Comox Valley Record
Murcia Nursing Home Residents Visit The Circus Murcia Today
Could a robot keep grandma company? UBC IDEA lab experiments with AI for elder care - Ubyssey Online
Rock and Roll and Elder Care in “Goldie” The New Yorker
Ontario's response to COVID's long-term-care crisis lacks an 'easy fix,' says elder law lawyer - Law Times
Ontario's response to COVID's long-term-care crisis lacks an 'easy fix,' says elder law lawyer Law Times
The only long-term care home in Fort St. John, B.C., is failing seniors, family members say - CBC.ca
Elder care home under construction on Tyendinaga Mohawk Territory Ontario Construction News
Calgary seniors produce play on mandatory medical assistance in dying to cope with rising health care costs - Global News
Calgary seniors produce play on mandatory medical assistance in dying to cope with rising health care costs Global News
Mohawk elder-care home project breaks ground The Intelligencer
Nursing Home Staffing Shortages and Other Problems Persist, U.S. Report Says The New York Times
In wake of mishandled nursing home closing, lawmakers look to tighten oversight - McKnight's Long-Term Care News
In wake of mishandled nursing home closing, lawmakers look to tighten oversight McKnight's Long-Term Care News
Brisas del Caribe: New Assisted Living Facility Meets Hispanic Seniors' Cultural Needs - BNN Breaking
Minister of Seniors, Community and Social Services Government of Alberta
Hôpital Glengarry Memorial Hospital Embarks on Transformative Elderly Care with the Implementation of the Hospital ... - Cornwall Seaway News
Hôpital Glengarry Memorial Hospital Embarks on Transformative Elderly Care with the Implementation of the Hospital ... Cornwall Seaway News
The Social Worker: A Compass in the Labyrinth of Senior Care Bonjour Résidences
B.C. seniors' care home system criticized CityNews Vancouver
Aging in Place: Growing Older at Home | National Institute on Aging National Institute on Aging
Donald Trump Trolls President Joe Biden With Elder Care Facility Video Yahoo Entertainment
Private seniors homes underspent on patients compared to public facilities, B.C. seniors advocate says - CBC.ca
Private seniors homes underspent on patients compared to public facilities, B.C. seniors advocate says CBC.ca
Mental health of older adults World Health Organization (WHO)
Paying for Long-Term Care | National Institute on Aging National Institute on Aging
Senior care is crushingly expensive. Boomers aren't ready. The Washington Post
Community Spotlight: Ground broken on new state-of-the-art Elder Care Home in Tyendinaga Mohawk Territory - Napanee Today
Community Spotlight: Ground broken on new state-of-the-art Elder Care Home in Tyendinaga Mohawk Territory Napanee Today
Unsung Heroes: How Elder Care Leans on Singapore’s Women Think Global Health
Where do seniors live in America? Here’s where 11 call home The Washington Post
Asahi Kasei Microdevices Unveils Radar Technology for Car Safety and Elder Care at CES 2024 | 2023 | News | Asahi ... - Asahi Kasei Corporation
Asahi Kasei Microdevices Unveils Radar Technology for Car Safety and Elder Care at CES 2024 | 2023 | News | Asahi ... Asahi Kasei Corporation
Analysis: Are seniors being pressured into retirement homes by lack of community services? - Brighter World
Analysis: Are seniors being pressured into retirement homes by lack of community services? Brighter World
Deaths of Seniors in Hospital Fire Point to China's Elder Care Shortfall The New York Times
LeadingAge23: How Will Generative AI and Robotics Impact Senior Care? HealthTech Magazine
How Tech Start-ups For Senior Citizens Are Changing The World Of The Elderly In India - Free Press Journal
How Tech Start-ups For Senior Citizens Are Changing The World Of The Elderly In India Free Press Journal
A More Humane Model for Eldercare in the U.S. HBR.org Daily
New study: Cost and demand for elder care to double in the next 10 years - Canadian Medical Association
New study: Cost and demand for elder care to double in the next 10 years Canadian Medical Association
Tragic Fire At Antara Senior Care Centre Exposes Deep Flaws In India's Elder Care System - The Logical Indian
Tragic Fire At Antara Senior Care Centre Exposes Deep Flaws In India's Elder Care System The Logical Indian
Who Will Take Care of Italy's Older People? Robots, Maybe. The New York Times
Is this the future of queer elder care? Xtra Magazine
Nursing home residents' cries are falling on deaf ears in the Capitol News From The States
The role of immigrants in the market for elder care | Brookings Brookings Institution
A look at Lamont's proposed CT nursing home, elder care reforms The Connecticut Mirror
Elder care and growing guide: expert tips on sambucus | Homes & Gardens
It Takes a Village for Elder Care, Too The American Prospect
Arizona Assisted Living: Resident Rights
According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1.
Why Everyone Over 50 Should be Training for the Senior Games
by Phil Campbell, M.S.
Just Give Them a Lot of Love and You'll be Fine
It was right about this time, 19 years ago. My wife and I were sitting in the very last Lamaze birthing class, soon to be brand new parents.
Using The Proper Wheelchair Will Make Your Everyday Life Easier
If you have an injury or a health problem that restricts your mobility, you can achieve the independence you desire with a wheelchair that's just right for you. Wheelchairs are constructed for people of every size, shape, and age, and have features designed to meet the many diverse interests of users and appropriate for the various levels of assistance required.
Respiratory Help Is Available For Seniors With COPD
As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support and Homecare Services are the Hardest HitOne Patient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients Through a Unique, Often No-Cost ProgramMore than 536,000 US senior citizens are scrambling to find new doctors or new coverage because their health plans terminated their Medicare managed-care services, according to a Nonrenewal Report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the coming year.
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
Mom Wont Participate!
Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thought she would get involved with all of the activities.
10 Tips to Keep a Family Caregiver from Losing Their Mind
Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
How To Find Affordable Senior Housing
A few years ago Miranda M. became a widow.
What Colour was Your Great-grandmothers Hair?
I've just made another Photoshop video. This one is about colour tinting (or "colorizing") an old photo.
Paying For Elder Care Just Got Easier
It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones.
Scaling Down (Almost) Painlessly
Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder who's moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.
Assisted Living Facilities - What Are They?
Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Prepare to Make Long-term Care Choices
Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.
Whos Gonna Take Care of You When Youre Old?
I finally went to the doctor this morning for my bad cold. My appointment was for 9:30 am and yet I didn't get home until after 1:00 pm.
Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers
Are your clients pleased by the fine quality service that you provide? Validating your clients' endorsement of you through Certification as a Senior Approved Service will increase your client base. Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.
Angels Are Reaching Out to the Elderly
I am reminded time after time of the profound effect Angels have on people. Recently, I have been receiving manyemails containing examples of how the Angels are reaching through the veils to assist the elderly.
When Assistance with Long Term Care Becomes Necessary
According to the Administration on Aging, it is estimated by 2030, the older population will more than double to approximately 71.5 million.
Who Wants to End Up in a Nursing Home? NO ONE!
As a long-term care consultant for seniors and their families I have visited many different types of facilities. But my favorite type of facility to visit is adult family homes.
|home | site map
|© 2009 Asteroidsearch .com