![]() | |
![]() | |
![]() |
Elder Care Information |
|
![]() |
Paying For Elder Care Just Got Easier
It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones. Paying the high cost of Elder Care can cost a family thousands of dollars a month. Too many families are unaware of how utilizing a loved one's life insurance policy can not only pay for Assisted Living and Nursing Home care, but can maintain the standards of living for the remaining spouse. Not too many financial specialist inform their clients who have purchased life insurance policies with a death benefit over $250,000 that they can utilize a somewhat unknown option on their life insurance to pay for the high cost of Elder Care. It is called a Life Settlement and it can fully take the financial burden off of families who struggle to keep their loved one in a quality facility. A policy owner has the right to sell his or her life insurance policy to an institution for signifantly more than the cash value of the policy. For example, a life insurance policy with a $500,000 death benefit and a $75,000 cash value can be purchased for $250,000 and up. This money can be used now to pay for assisted living, nursing homes as well as in home services also. The procedure is relatively quick with minimal paperwork. It is senseless to struggle financially to pay for the needs of elderly loved ones when they can utilize their life insurance policy to pay for care. Many, many times life insurance policies lapse when a loved one goes into assisted living or a nursing home just out of financial neccessity as well as through medicaid planning. Instead of letting a policy lapse or into surrendership, smart families are looking into life settlements as a funding source for the high expense of Elder Care. Chuck Bongiovanni, M.S.W. has been helping seniors and their fanmilies for over 20 years in the assisted living industry. Chuck can help your family investigate your options for paying for Elder Care through a Life Settlement. You can go to his website at http://www.LifeTransitionsOnline.com or call him directly at 480-703-7005.
MORE RESOURCES: Trump’s immigration policy shakes up the elder care sector: ‘Losing these caregivers is a profound blow’ EL PAÍS English The Home Review: Cheap Scare Elder Care Loud And Clear Reviews Elder Law Guys: One is never too young to have an estate plan Pittsburgh Post-Gazette Smart Money Going in Senior Health: Key Stocks in Elderly Care The Globe and Mail Coercive Care: Southern Europe’s Reliance on Elder Restraints Undark Magazine Commentary: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times Nova Scotia Health’s Dignity of Risk Program leading change in caring for older adults living with frailty and dementia Nova Scotia Health Alumni Impact Series: Kevin Ye – Shaping the Future of Elder Care through Entrepreneurship University of Waterloo NTI Invests in Community Facilities for Elder Care Nunavut Tunngavik Inc. Child care & seniors care are social infrastructure Island Social Trends Visionaries Unite: How the West Coast Conference on Aging is Rewriting the Future of Senior Care The Daily Scan CIUSSS du Centre-Ouest de l'Île de Montréal | Long-Term Care Centre CIUSSS West-Central Montreal Mark Yaffe: Pioneering Excellence in Elder and Mental Health Care McGill University ‘What they wanted to see’: Rankin Inlet elder facility to welcome 22 residents in April Nunatsiaq News Canada’s aging crisis and a call for reform in eldercare The Hill Times KSU student working to address challenges with elder care Kennesaw State University AI Companions Redefine Elder Care: 3 Ways They Fight Loneliness, Boost Safety And Scale Support Forbes Ontario Supporting Seniors and Their Caregivers Ontario Newsroom Aged care UV light trial reduces infections Australian Ageing Agenda 'Don't open another bed': St. John’s doctor says there's a better way to keep seniors out of long-term care PNI Atlantic News Why So Many Seniors Can’t Afford Long-Term Care Time Magazine BPK student research looks to history to find a way forward for Indigenous elder care Simon Fraser University Emotional needs and service process optimization in combined medical and elder care: A TRIZ approach ScienceDirect.com Medicaid cuts in Kentucky will devastate our most vulnerable: nursing homes | Opinion The Courier-Journal Elder care platforms like Samarth, Emoha bullish on growth as silver economy booms The Economic Times Video: How the Immigration Crackdown Threatens Elderly Care The New York Times Police: Sonoma senior care worker arrested on suspicion of stealing from residents Sonoma Index-Tribune B.C. government close-lipped on watchdog report that finds seniors care is worsening - Vancouver Sun Your Company Needs an Eldercare Policy Harvard Business Review Stepping towards better health: Early Mobility team wins Nova Scotia Health Quality Award Nova Scotia Health Initiative to address women’s care load in Africa expands with two new projects | IDRC IDRC - International Development Research Centre Bay of Quinte Mohawks donate $60K each to Elder Care Home project, Belleville General Hospital Foundation Kingstonist News The opportunity to innovate in senior housing McKinsey & Company Cabinet touts NT$290bn elder-care tech program Taipei Times Central Govt Staff Can Avail 30 Days Leave for Elderly Care: Union Minister Jitendra Singh in Rajya Sabha The Logical Indian Rescue work continues at site of impact near elder care facility in central Israel The Times of Israel Anglican elder care specialist and advocate named to Order of Canada The Anglican Journal Support for Seniors and Caregivers Act Ontario Newsroom Half of Kansas nursing home investigator jobs are vacant. Residents die waiting for help. Wichita Eagle AI And Robotics: Shaping The Future Of Elder Care And Assistance Quantum Zeitgeist Evolutionary game analysis of building a sustainable intelligent elderly care service platform Nature A Model for Elder Care? Supported Housing Offers Some Hope for the Future Center for Retirement Research Geriatrics Sinai Health Applying Psychology in Elder Care: A Personal Reflection British Psychological Society Nursing home and elder-care residents could be hit hard by potential Medicaid cuts The Washington Post Research Groundbreakers: Dr. Roxanne Weiss Is Advancing Elder Care and Delirium Prevention The University of Utah Elderly care highlighted at China's 'two sessions' Global Times WHO calls for urgent transformation of care and support systems for older people World Health Organization (WHO) Digitalization for Improving Elder Care Asian Development Bank Govt Staff Can Take 30-Day Elder Care Leave Kashmir Observer |
![]() |
![]() |
![]() |
RELATED ARTICLES
The Best Investment You Can Make Right Now: Long Term Care Insurance Don't think you need it? Consider this: a full 50% of Americans over the age of 50 will need long term care at some point in their lives. The average cost of nursing facility care (or home health care assistance) is $61,000 per year, and the average stay in a long term care facility is 2 years. Who Wants to End Up in a Nursing Home? NO ONE! As a long-term care consultant for seniors and their families I have visited many different types of facilities. But my favorite type of facility to visit is adult family homes. Just Give Them a Lot of Love and You'll be Fine It was right about this time, 19 years ago. My wife and I were sitting in the very last Lamaze birthing class, soon to be brand new parents. What About Tennesse Dept. of Human Services Abuse of the Elderly and Their Families? PART I: Physical Abuse of the Elderly vs. Tennessee DHS Abuse of FamiliesDuring the week of October 26, 2003, newspapers across the state of Tennessee published an Associated Press story that featured the glaring news headline, "Reports of neglect and abuse of senior citizens up 40% in six years. Honey, Where Are The Car Keys? Q: My mother is always losing, hiding and hoarding things, I am losing my mind! What can I do to get her to stop?A: This is a great question and I have a lot of material to work with.My grand mother had made me the most beautiful doilies. Respiratory Help Is Available For Seniors With COPD As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support and Homecare Services are the Hardest HitOne Patient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients Through a Unique, Often No-Cost ProgramMore than 536,000 US senior citizens are scrambling to find new doctors or new coverage because their health plans terminated their Medicare managed-care services, according to a Nonrenewal Report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the coming year. Caring for Aging Relatives It happens somewhat slowly in the beginning, maybe with a small cough that gets worse as time goes on. It might simply begin with absent mindedness which is totally out of character, followed by total memory lapses. Skilled Nursing Homes - What Are They? A skilled nursing home is a medical facility providing services similar to a hospital. The homes are staffed with licensed nurses, shared rooms, hospital beds, regular scheduled doctor rounds, meals and housekeeping. Review of the Changing Protein Requirements for Seniors Youth, it is said, is wasted on the young. Too busy figuring life they hardly take the time to enjoy it. Strategies on Paying for Nursing Home Care and Medicaid The decision to place your loved one into a nursing home is anextremely difficult decision, often causing much guilt for thecaregiver. It is a very emotional decision for most clients we see andmost are under a certain amount of stress, often great, when facing whatthey consider to be a drastic course of action. Assisted Living Facilities - What Are They? Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible. Alzheimers Care Giving While Maintaining Your Own Health Just for a moment I want you to imagine that you are coming out of a very deep sleep. If you have ever had surgery try to remember the way you felt as you were trying to make sense of things as you awoke. What You Need to Know About Helping Senior Citizens IntroductionThe baby boomers is the population which haven taken birth after second world war till 1965 when there was a tremendous increase in birth rate due to the social and economic development in the USA. Now this population is going into the old age and thus bringing a burden to the nation as the country has to take care of not only the food and shelter but also the medical care. New Hope for Alzheimers Treatment There is now widespread agreement among research scientists and medical professionals that Alzheimer's Disease (AD) is a problem quickly growing to vast proportions. As the life expectancy of Americans continues to rise, increasing the percentage of the population over 65 years of age, so does the number of Alzheimer's cases. Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers Are your clients pleased by the fine quality service that you provide? Validating your clients' endorsement of you through Certification as a Senior Approved Service will increase your client base. Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service. Whos Gonna Take Care of You When Youre Old? I finally went to the doctor this morning for my bad cold. My appointment was for 9:30 am and yet I didn't get home until after 1:00 pm. Arizona Assisted Living: Resident Rights According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1. The Dryer Ate Your Underwear! Q: My mom is in the early stages of dementia and she is also incontinent we have tried to get her to stop wearing her underpants and have her start wearing pull-up diapers, she throws the Depends out the door and puts her underpants on. Of coarse we have a lot of laundry! How should I handle this?A: This one should be fairly easy to solve. Mom Wont Participate! Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thought she would get involved with all of the activities. When the Box is Empty The King had a modest kingdom. He was Danish. ![]() |
home | site map |
© 2009 Asteroidsearch .com |