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Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: PESP’s PACE Tracker featured in McKnight’s Home Care Private Equity Stakeholder Project PESP AWWA announces $100,000 Grant to support Armenian elder care programs in Boston The Armenian Weekly Newsweek ranks best nursing homes in PA. And these accept Medicare and Medicaid. See list Erie Times-News Why US News & World Report rates Georgia near the bottom of nursing home quality Savannah Morning News Care.com Launches First-Ever Senior Care Advisor Tool, Helping Families Navigate Critical Decisions with Confidence Business Wire Death of man trapped under bed for hours sparks closure of unlicensed CT elder care facilities CT Insider Nursing Homes Settle Allegations with DOJ for $3.61 Million; Proactive Steps to Avoid Trouble I Advance Senior Care Elder Care Questions about trusts, wills, and more News Channel 5 Nashville Sensi.AI Raises $45M Series C, Extending Its Dominance of Care Intelligence in Vertical AI Newswire.com Duos Secures $130 Million: AI-Powered Platform to Revolutionize Senior Health Navigation FinancialContent The Best Smart Home Devices to Help Aging in Place The New York Times Rochester nursing homes among best in America, experts weigh in with decision-making tips RochesterFirst Local partnerships provide health care workforce solutions for Jacksonville | Opinion The Florida Times-Union See the exclusive pitch deck Sensi.AI used to raise $45 million to boost home healthcare for seniors with AI Business Insider Africa UMich expands backup care services to students through Bright Horizons partnership The Michigan Daily Rep. Taylor Named to Speakers Task Force on Elder Services Urban Milwaukee Five Mississippi nursing homes are among best in the nation. Newsweek ranks best in the US The Clarion-Ledger Provident Healthcare Partners Advises Elder Care Homecare on its Partnership with Rallyday Partners PR Newswire Rochester facilities shine in Newsweek’s Best Nursing Homes list Rochester Business Journal This geriatrics training program escaped the ax. For now. Medical Marketing and Media Commentary: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times Chinese nursing home under fire for using ‘suggestive dancer’ in medicine drive South China Morning Post Geriatrics (Older Adult Care) University of Michigan Health Duncan embraces new role at Cherokee Elder Care cherokeephoenix.org Youngkin Administration Failed to Use Federal Funds for Nursing Home Inspections: Report Alexandria Living Magazine New tracker finds rapid private equity expansion in elder care Private Equity Stakeholder Project PESP Your Company Needs an Eldercare Policy Harvard Business Review Elder care wng.org Sunset Elder Law brings estate and long-term care planning to Owensboro The Owensboro Times Nursing researcher explores elder care collaboration and study abroad pipelines in Taiwan Purdue University AmeriCorps funding released to Elder Care Services WTXL ABC 27 Tallahassee News Elder Abuse: Why Families Should Report Abuse But They Don’t expertclick.com UVM program connects teens with older adults in hopes of boosting the elder care workforce Vermont Public Department of Aging Commonwealth of Pennsylvania (.gov) Future of some Elder Care Services programs remains uncertain, still waiting for key federal funding WTXL ABC 27 Tallahassee News Trump’s immigration policy shakes up the elder care sector: ‘Losing these caregivers is a profound blow’ EL PAÍS English Elder care taking high-tech turn in Frankfort WLFI News 18 Elder care practitioner Jade Jasken joins Essentia Health St. Mary’s-Detroit Lakes Clinic Essentia Health Elder Care Services waiting for AmeriCorps funds to be released, unsure if programs will continue from July 1 WTXL ABC 27 Tallahassee News Celebrating over 20 years of elder law experience 2822news.com Requiring Adult Children to Pay for Aging Parents' Care ElderLawAnswers Emotional needs and service process optimization in combined medical and elder care: A TRIZ approach ScienceDirect.com Tips for finding senior care, from a senior care nurse Sanford Health News Nursing home and elder-care residents could be hit hard by potential Medicaid cuts The Washington Post As the eldercare crisis escalates, families seek help from these coaches and consultants MarketWatch AI Companions Redefine Elder Care: 3 Ways They Fight Loneliness, Boost Safety And Scale Support Forbes LA Times Today: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times Senior Care Authority Expands Executive Team With Key Hires 1851 Franchise Take care: An expert Q-and-A on elder care in New Mexico Source New Mexico Summer heat, lack of federal funds affecting Elder Care Services food pantry Tallahassee Democrat Elder care operators settle with DA’s offices over inadequate staffing, background checks Local News Matters Unravelling the combination of medical and elderly care in China: a comprehensive policy analysis Nature AWWA launches 2025 Armenian elder care grant program The Armenian Weekly Inside the astronomical cost of elder care in California Spectrum News Elder care operators settle with DA offices over inadequate staffing, background checks Stocktonia News Program of All-Inclusive Care for the Elderly (PACE) Louisiana Department of Health (.gov) Roxana Ortega gets real about elder care in debut play, ‘Am I Roxie?’ Los Angeles Times Understanding Elder Care: Levels of Care and Care Options HONOLULU Magazine A Daughter’s Cautionary Elder Care Tale The Progressive MHA grad rewrites policy to benefit elder care University of Southern California A Model for Elder Care? Supported Housing Offers Some Hope for the Future Center for Retirement Research Legislation Being Advanced for Elder Care and Protection Jamaica Information Service Tips for navigating senior care in Mass. The Boston Globe 25 Common Nursing Home Problems—& How to Resolve Them Justice in Aging |
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