Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: 'Failure of government': Nunavut elder care needs to be brought home, federal minister says - CBC.ca MLA presses government on status of elder-care home work Nunatsiaq News Long-Term Care, Retirement Home and Elder Care Lodge Resources | HKPR District Health Unit Haliburton, Kawartha, Pine Ridge District Health Unit Nunavut, federal ministers announce $35.6M health, elder-care deals Yahoo News Canada Smaller Families, Homeless Seniors Institute for Family Studies Whatever Happened to All Those Care Robots? The Atlantic Government policies needed for full interoperability in senior care, experts argue McKnight's Senior Living Rockynol Akron site could provide day services for older residents Akron Beacon Journal Winnipeg's home-style elder care cottages – Winnipeg Free Press Winnipeg Free Press Eldercare: urgent action needed to protect seniors' rights Université de Montréal Elder Care hosts Triad Eye Institute screenings April 17 Examiner Enterprise With dementia rates projected to rise, northerners call for better elder care in Nunavut Nunatsiaq News MLAs still fighting for Elder care closer to home Nunavut News Women take on more unpaid elder care than men, report shows Yahoo News Canada Elder care lodge gets $2.9M from feds Yahoo News Canada Mercy Care holds Technology Assistance Workshop at High Peaks Church | News, Sports, Jobs The Adirondack Daily Enterprise Creating 'centres of excellence' will help improve senior care in hospitals, says health minister CBC.ca A fire, two deaths and the business of elder care in India Al Jazeera English Could a robot keep grandma company? UBC IDEA lab experiments with AI for elder care - Ubyssey Online Ontario Breaks Ground on Long-Term Care Home in First Nation Community Government of Ontario News Perley Health Foundation reaches $10M goal to transform elder care – Ottawa Business Journal Ottawa Business Journal Long-Term Care Homes Vancouver Coastal Health As America ages, there are few doctors who specialize in seniors’ care The Washington Post Health System News Transforming Elderly Care with the Hospital Elder Life Program Ontario Hospital Association Too much data? Wearables for senior care have value but providers must know how to parse their output, experts say McKnight's Senior Living FPT Health Ministers’ Meeting Ends In Disappointment With No Immediate Action For Struggling Workers SEIU Healthcare Elderly Care Market To Reach USD 1,902.7 Billion By 2032 GlobeNewswire Senior hospitalized with multiple infections suffered neglect in care home, children allege - CBC.ca CTV National News: Raising the alarm on elder care CTV News Barrie Frailty Coordinator Lauren Jefferson supports seniors in their health care journey Nova Scotia Health Authority Facing Financial Ruin as Costs Soar for Elder Care The New York Times Maruha Nichiro taps promising elder care food market in Japan, China Undercurrent News Connecting Ontarians to The Tools They Need to Stay Healthy This Respiratory Illness Season | Ontario Newsroom Government of Ontario News The Elderhood Care Team: Bringing medical house-calls to elders - The Seeker Newsmagazine Cornwall The Seeker Seniors spend thousands on dental work, suffer in pain or wind up in ERs. Will Canada's plan help? CBC.ca Mohawk elder-care home project breaks ground The Intelligencer Rock and Roll and Elder Care in “Goldie” The New Yorker VR can help seniors in nursing homes with mood, memory and loneliness The Washington Post Fall Prevention for the Elderly: Safety Strategies and Tips | U.S. News U.S. News & World Report Ontario's response to COVID's long-term-care crisis lacks an 'easy fix,' says elder law lawyer Law Times Hôpital Glengarry Memorial Hospital Embarks on Transformative Elderly Care with the Implementation of the Hospital ... Cornwall Seaway News Ontario Breaks Ground on Long-Term Care Home in Scarborough | Ontario Newsroom Government of Ontario News BC's long-term care homes are failing our seniors The Georgia Straight California needs to take 'walkaway deaths' and senior care oversight more seriously | Guest Commentary Santa Ynez Valley News Long-Term Care Nova Scotia Health Authority The only long-term care home in Fort St. John, B.C., is failing seniors, family members say - CBC.ca Aged care workers have won a huge pay rise. What about the cleaners, cooks and admin staff who support them? The Conversation AG Kris Mayes asks court to take over Mesa care facility, alleging elder abuse ABC15 Arizona in Phoenix Aging in Place: Growing Older at Home | National Institute on Aging National Institute on Aging B.C. Seniors Advocate in Courtenay for presentation on elder care Comox Valley Record B.C. seniors' care home system criticized CityNews Vancouver The Social Worker: A Compass in the Labyrinth of Senior Care Bonjour Résidences Paying for Long-Term Care | National Institute on Aging National Institute on Aging Mental health of older adults World Health Organization (WHO) Elder care home under construction on Tyendinaga Mohawk Territory Ontario Construction News Asahi Kasei Microdevices Unveils Radar Technology for Car Safety and Elder Care at CES 2024 | 2023 | News | Asahi ... Asahi Kasei Corporation |
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