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Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: 'Wild west' of elder care: CT advocates point to overlapping oversight, underfunded agencies CT Insider Functional Gait Training Boosts Physical Function in Seniors Bioengineer.org Understanding Elder Care: Levels of Care and Care Options HONOLULU Magazine Pennsylvania launches C-Screen elder care screening tool Lehigh Valley Business Former MA caregiver pleads guilty to stealing from patients. Here's her sentence MetroWest Daily News Baker Lake race focuses on new health centre, elder facility Nunatsiaq News Aging in Digital China: Senior influencers find new value online as China builds stronger elderly care system news.cgtn.com Home care provider expands into Alabama with acquisition The Business Journals Preventing UTIs in Nursing Homes: Staff Insights Bioengineer.org MGMT Digital Helps Nursing Homes Reach Families Through Generativ The National Law Review Eldercare in the U.S. Relies on Immigrants WORT-FM 89.9 How Senior Living Fosters Strong Family Connections USNews Health Provident Healthcare Partners Advises Elder Care Homecare on its Partnership with Rallyday Partners PR Newswire Commentary: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times AWWA announces $100,000 Grant to support Armenian elder care programs in Boston The Armenian Weekly Death of man trapped under bed for hours sparks closure of unlicensed CT elder care facilities CT Insider Dealbook: Rallyday Partners Invests In Elder Care Homecare; Alegre Home Care Joins Elder Care Alliance Home Health Care News Geriatrics (Older Adult Care) University of Michigan Health Elder care | WORLD wng.org New tracker finds rapid private equity expansion in elder care Private Equity Stakeholder Project PESP Navient Honored Again for Elder Care-Friendly Workplace Policies ACA International AmeriCorps funding released to Elder Care Services WTXL ABC 27 Tallahassee News UVM program connects teens with older adults in hopes of boosting the elder care workforce Vermont Public Future of some Elder Care Services programs remains uncertain, still waiting for key federal funding WTXL ABC 27 Tallahassee News Department of Aging Commonwealth of Pennsylvania (.gov) Trump’s immigration policy shakes up the elder care sector: ‘Losing these caregivers is a profound blow’ EL PAÍS English Elder care practitioner Jade Jasken joins Essentia Health St. Mary’s-Detroit Lakes Clinic Essentia Health Summer heat, lack of federal funds affecting Elder Care Services food pantry Tallahassee Democrat Elder Care Services waiting for AmeriCorps funds to be released, unsure if programs will continue from July 1 WTXL ABC 27 Tallahassee News News & County Spotlights Henry County (.gov) AI Companions Redefine Elder Care: 3 Ways They Fight Loneliness, Boost Safety And Scale Support Forbes As the eldercare crisis escalates, families seek help from these coaches and consultants MarketWatch Nursing home and elder-care residents could be hit hard by potential Medicaid cuts The Washington Post Requiring Adult Children to Pay for Aging Parents' Care ElderLawAnswers AWWA launches 2025 Armenian elder care grant program The Armenian Weekly LA Times Today: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times The Best Smart Home Devices to Help Aging in Place The New York Times Duncan embraces new role at Cherokee Elder Care cherokeephoenix.org Program of All-Inclusive Care for the Elderly (PACE) Louisiana Department of Health (.gov) Consumer Guide: Resources for Older Adults Wisconsin Department of Health Services (.gov) Sunset Elder Law brings estate and long-term care planning to Owensboro The Owensboro Times Unravelling the combination of medical and elderly care in China: a comprehensive policy analysis Nature Inside the astronomical cost of elder care in California Spectrum News 1 Federal funding cuts slash 2 important programs at Elder Care Services of the Big Bend. WFSU Public Media Police: Sonoma senior care worker arrested on suspicion of stealing from residents Sonoma Index-Tribune Changes are coming for residential aged care. Here’s what to know The Conversation A Daughter’s Cautionary Elder Care Tale The Progressive MHA grad rewrites policy to benefit elder care University of Southern California A Model for Elder Care? Supported Housing Offers Some Hope for the Future Center for Retirement Research Tips for navigating senior care in Mass. The Boston Globe Elder Care Questions about trusts, wills, and more News Channel 5 Nashville 25 Common Nursing Home Problems—& How to Resolve Them Justice in Aging Roxana Ortega gets real about elder care in debut play, ‘Am I Roxie?’ Los Angeles Times Elder Care Too Costly? Move to Mexico Next Avenue Video: How the Immigration Crackdown Threatens Elderly Care The New York Times |
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