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Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: Video: How the Immigration Crackdown Threatens Elderly Care The New York Times Elderly care services in focus at 'two sessions' as 8 regions exceed 80-year average life expectancy Global Times NTI Invests in Community Facilities for Elder Care Nunavut Tunngavik Inc. 'Don't open another bed': St. John’s doctor says there's a better way to keep seniors out of long-term care SaltWire N.L. powered by The Telegram Physiotherapy Elder Care Outpatient Clinic at Vancouver General Hospital Vancouver Coastal Health China to use AI in elder care as population ages: official The Economic Times Frailty Nova Scotia Health Authority China to use AI in elder care as population ages: official StartupNews.fyi China to use AI in elder care as population ages The News International Geriatrics Sinai Health BPK student research looks to history to find a way forward for Indigenous elder care Simon Fraser University News Transforming elderly care with robots Global Times Cree family worries about 97-year-old elder, needing long-term care far from home and culture CBC.ca Ontario Supporting Seniors and Their Caregivers Government of Ontario News Greater role for SOEs sought in eldercare People's Daily Anglican elder care specialist and advocate named to Order of Canada Anglican Journal China to use AI in elder care as population ages Punch Newspapers Initiative to address women’s care load in Africa expands with two new projects | IDRC IDRC - International Development Research Centre Canada’s aging crisis and a call for reform in eldercare The Hill Times ‘What they wanted to see’: Rankin Inlet elder facility to welcome 22 residents in April Nunatsiaq News Bay of Quinte Mohawks donate $60K each to Elder Care Home project, Belleville General Hospital Foundation Kingstonist How Senior Living Communities Reduce Loneliness and Improve Senior Health: 2025 U.S. News Survey Report U.S. News & World Report Elderly care highlighted at China's 'two sessions' Global Times When Elder Care Is All in the Stepfamily The New York Times ‘The Rule of Jenny Pen’ Review – Elder Care Horror Tale Will Make Your Skin Crawl Bloody Disgusting Coffee with Q Podcast Tackles Critical Issue of Elder Care Abuse with Renowned Florida Attorney Joe Osborne GlobeNewswire Bonjour Résidences at the SMASH Conference in Las Vegas: Technological Innovations for Senior Care Bonjour Résidences Norbert Health and Lumina Care Announce Strategic Partnership to Transform Elder Care through AI Technology Business Wire Expanding shared stay-in eldercare services, help with fertility treatments among MOH measures The Straits Times Medicaid cuts will balance budget on the ‘backs of seniors,’ LTC providers say McKnight's Long-Term Care News Ageing and health World Health Organization WHO calls for urgent transformation of care and support systems for older people World Health Organization China takes leading role in setting global standards for senior care robots South China Morning Post Wisconsin will need almost 10K more elder care workers to keep up with aging baby boomers Wisconsin Public Radio News Free Flu Shot and New COVID-19 Vaccines Now Available Across Ontario Government of Ontario News Officials strive for quality elder care China Daily 'The Rule of Jenny Pen' Review: Lithgow & Rush Battle It Out in a Perverse Elder-Care Thriller MovieWeb 'Silver economy' shows promising potential China Daily Automation Solutions for an Aging Society: The Future of Elder Care A3 Association for Advancing Automation When Families Fight Over a Relative With Dementia, It’s Time to Call in the Mediator The New York Times Elder Care Graduates in Hot Demand in China Sixth Tone Cona Elder Law to host letter-writing campaign March 6 to demand full Medicaid funding for nursing homes TBR News Media Medicare: We’re going to talk about it Los Altos Town Crier B.C. judge orders $1.2 million home returned to victim in shocking case of elder abuse Vancouver Sun Eskasoni, Province Celebrate Opening of New Long-Term Care Home Government of Nova Scotia Quebec is ‘one minute to midnight before a collapse of the elder-care system,’ provider says Montreal Gazette Georgia State University, A.G. Rhodes Launch Innovative Elder Care Partnership Georgia State University News Ontario Building New Hospital in Moosonee Government of Ontario News Innovative elderly care services, empowered by AI, to unleash greater market potential in China Global Times How accessible is quality elder care in India? India Today 'Failure of government': Nunavut elder care needs to be brought home, federal minister says - CBC.ca Helene left some N.C. elder-care homes without power North Carolina Health News Elder Care Assistive Robots Market Size, Share Report, 2030 Grand View Research Harris proposes expanding Medicare to cover in-home senior care The Associated Press Department of Aging Governor Tom Wolf Kenora site chosen for new Wiigwas care home NWONewsWatch.com URI’s geriatric workforce education program fueling improvements in older adult care – Rhody Today The University of Rhode Island Opportunities and challenges of integrating artificial intelligence in China's elderly care services Nature.com Transforming Elderly Care with AI and Radar – Insights from Cherish Health CEO Sumit Nagpal Alvarez & Marsal |
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