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Elder Care Information |
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Long Term In-home Care Options
Are you worried that you may lose all your life's earnings and nest egg due to the rising costs of in-home long term care? As you get older do you have the necessary finances to protect yourself from going broke while slightly incapacitated? Many seniors are worried about are worried about the costs of long-term health care. Are you worried that if something happens to you, that you may run out of money and burn thru their reserves and all your nest egg. Even be forced to sell your paid for home to survive? The costs for long-term in home care are rising, just like the current costs in health care. The average nursing home stay is 2.5 to 5 years of care with a cost of $135.00 per day. At that rate it will not take log to burn thru piles of cash. This is a concern of seniors and rightfully so. It is very important to have long-term care insurance in order to protect your assets and give you peace of mind. You need the assurance of quality care, choice and control over receipt of care. As we get older we do not wish to burden our offspring to come take care of us as they have their own family obligations; so we will want to avoid dependence and it might be nice to receive some tax advantages too. Paying for Long-Term Care requires some strategic planning; either thru family pact to take care of you or long term care insurance. Nothing is not guaranteed and do not expect the government to foot the bill. You see medicare is great but this program may pay for skilled nursing facility care for a very short period of time - but no longer than 100 days and only when you meet all the Medicare requirements for daily skilled care. If you live in California there is Medi-Cal, but this program, called Medicaid outside California, may pay for skilled, rehabilitation and custodial care that is not covered by Medicare, but only if you first "spend-down" assets to federal and state legal impoverishment level guidelines. Can you pay for your care thru personal or family assets without selling your home? Most people provide for long-term care expenses from personal or family income, assets and resources. Your more strategic choice for Long-Term Care may involve having an insurance program. Specially designed programs to pay for long-term health care expenses are viable option. HIPAA defines Federal tax treatment of insurance policies that provide long-term care coverage. Policies that meet certain criteria are designated as "qualified long-term care insurance" and will receive certain tax incentives: the cost of coverage may be deductible and long term care benefits received will not be reported as taxable income. Please consult your tax advisor for information about your personal situation. Play it safe and know your options regarding long-term health care and know protect your assets. Think on this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: Ozarks Elder Care Missouri Lawyers Media Barriers and Boosters for Nurses Caring for Seniors Bioengineer.org These are the top nursing homes in Massachusetts, according to Newsweek The Patriot Ledger AWWA announces $100,000 Grant to support Armenian elder care programs in Boston The Armenian Weekly Death of man trapped under bed for hours sparks closure of unlicensed CT elder care facilities CT Insider Newsweek ranks best nursing homes in PA. And these accept Medicare and Medicaid. See list Erie Times-News PESP’s PACE Tracker featured in McKnight’s Home Care Private Equity Stakeholder Project PESP Nursing Homes Settle Allegations with DOJ for $3.61 Million; Proactive Steps to Avoid Trouble I Advance Senior Care Elder Care Questions about trusts, wills, and more News Channel 5 Nashville Why US News & World Report rates Georgia near the bottom of nursing home quality Savannah Morning News Care.com Launches First-Ever Senior Care Advisor Tool, Helping Families Navigate Critical Decisions with Confidence Business Wire Healthcare support robots assist patients and medical staff in hospitals and care homes Robotics & Automation News Duos Secures $130 Million: AI-Powered Platform to Revolutionize Senior Health Navigation FinancialContent Rochester nursing homes among best in America, experts weigh in with decision-making tips RochesterFirst UMich expands backup care services to students through Bright Horizons partnership The Michigan Daily Rep. Taylor Named to Speakers Task Force on Elder Services Urban Milwaukee Five Mississippi nursing homes are among best in the nation. Newsweek ranks best in the US The Clarion-Ledger Sensi.AI Raises $45M Series C, Extending Its Dominance of Care Intelligence in Vertical AI Newswire.com Provident Healthcare Partners Advises Elder Care Homecare on its Partnership with Rallyday Partners PR Newswire Local partnerships provide health care workforce solutions for Jacksonville | Opinion The Florida Times-Union Rochester facilities shine in Newsweek’s Best Nursing Homes list Rochester Business Journal See the exclusive pitch deck Sensi.AI used to raise $45 million to boost home healthcare for seniors with AI Business Insider Africa Commentary: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times This geriatrics training program escaped the ax. For now. Medical Marketing and Media Chinese nursing home under fire for using ‘suggestive dancer’ in medicine drive South China Morning Post Geriatrics (Older Adult Care) University of Michigan Health Duncan embraces new role at Cherokee Elder Care cherokeephoenix.org New tracker finds rapid private equity expansion in elder care Private Equity Stakeholder Project PESP Your Company Needs an Eldercare Policy Harvard Business Review Elder care wng.org Sunset Elder Law brings estate and long-term care planning to Owensboro The Owensboro Times Nursing researcher explores elder care collaboration and study abroad pipelines in Taiwan Purdue University AmeriCorps funding released to Elder Care Services WTXL ABC 27 Tallahassee News Department of Aging Commonwealth of Pennsylvania (.gov) UVM program connects teens with older adults in hopes of boosting the elder care workforce Vermont Public Future of some Elder Care Services programs remains uncertain, still waiting for key federal funding WTXL ABC 27 Tallahassee News Elder Abuse: Why Families Should Report Abuse But They Don’t expertclick.com Trump’s immigration policy shakes up the elder care sector: ‘Losing these caregivers is a profound blow’ EL PAÍS English Elder care practitioner Jade Jasken joins Essentia Health St. Mary’s-Detroit Lakes Clinic Essentia Health Elder care taking high-tech turn in Frankfort WLFI News 18 Elder Care Services waiting for AmeriCorps funds to be released, unsure if programs will continue from July 1 WTXL ABC 27 Tallahassee News Requiring Adult Children to Pay for Aging Parents' Care ElderLawAnswers Emotional needs and service process optimization in combined medical and elder care: A TRIZ approach ScienceDirect.com Celebrating over 20 years of elder law experience 2822news.com Tips for finding senior care, from a senior care nurse Sanford Health News Nursing home and elder-care residents could be hit hard by potential Medicaid cuts The Washington Post As the eldercare crisis escalates, families seek help from these coaches and consultants MarketWatch AI Companions Redefine Elder Care: 3 Ways They Fight Loneliness, Boost Safety And Scale Support Forbes LA Times Today: The monthly tab for her in-home elder care: $18,000. She can cover it, but how many others can? Los Angeles Times Take care: An expert Q-and-A on elder care in New Mexico Source New Mexico Senior Care Authority Expands Executive Team With Key Hires 1851 Franchise Summer heat, lack of federal funds affecting Elder Care Services food pantry Tallahassee Democrat Unravelling the combination of medical and elderly care in China: a comprehensive policy analysis Nature AWWA launches 2025 Armenian elder care grant program The Armenian Weekly Elder care operators settle with DA’s offices over inadequate staffing, background checks Local News Matters Inside the astronomical cost of elder care in California Spectrum News Elder care operators settle with DA offices over inadequate staffing, background checks Stocktonia News Program of All-Inclusive Care for the Elderly (PACE) Louisiana Department of Health (.gov) Roxana Ortega gets real about elder care in debut play, ‘Am I Roxie?’ Los Angeles Times Understanding Elder Care: Levels of Care and Care Options HONOLULU Magazine A Daughter’s Cautionary Elder Care Tale The Progressive MHA grad rewrites policy to benefit elder care University of Southern California A Model for Elder Care? Supported Housing Offers Some Hope for the Future Center for Retirement Research Legislation Being Advanced for Elder Care and Protection Jamaica Information Service Tips for navigating senior care in Mass. The Boston Globe 25 Common Nursing Home Problems—& How to Resolve Them Justice in Aging |
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